4 months back, I have taken Redmi note 4 from MI site with MI protect.
unfortunately, my mobile fell into the water and called one assist for the claim, For any type of damage they are blaming it as negligence.
Don't buy Don't buy...

Not only for me, googled for reviews but didn't find a single positive feedback.
While buying MI protect Please go through reviews(don't waste money unnecessarily like me)